Phone 0800 111 6655 or 0161 429 2300 Calls to 0800 are free from BT landlines, other and mobile operators may charge.

Welcome to FreshStart Financial Management

Offering debt solutions for everyone that are affordable, realistic and most of all sustainable. When debts become too much to tackle alone, talk to FreshStart.

We have years of experience in helping people just like you to clear those debts and to make a fresh start. Everyone’s debt problems are different and we’ll find the right solution for you.

For those who qualify, an Individual Voluntary Arrangement, allows for affordable payments to be made for normally 60 months, after which any remaining debt is forgiven. We also advise on the Scottish equivalent - Protected Trust Deeds.

Flexible Financial Management Plans allows you to repay creditors at a rate your can afford while we negotiate to get interest and charges stopped.

Find The Right Debt Solution for you.

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Getting Impartial Advice

The Money Advice Service is an impartial service set up by the government. They provide information on alternative free-to-consumer debt management providers.


In Debt? Dealing With Your Creditors

Open PDF Document

The Insolvency Service are regulators of the UK insolvency profession. They have produced a useful guide which explains debt solution options from a neutral point of view, detailing the pros and cons of each.

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Advice You Can Trust

Demsa and Trading Standards logos

We are members of DEMSA, which aims to monitor and maintain high standards in the debt resolution industry. DEMSA’s code of practice is approved by the Trading Standards Institute

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